Buying a home is one of the largest financial decisions you will ever make in your life so you will need to be informed and prepared. Getting a mortgage loan to buy a home requires you to have saved enough money for the down payment and closing costs. Many different financing options exist and some may be better for you than others may, our Loan Officers will help you to understand the process, determine which loan is best for you, and determine if you would qualify. Pre-qualification is a great way to know if you would be eligible for a mortgage loan. However, submitting an application will determine if you are actually pre-approved for the loan. A pre-approval letter is what Real Estate Agents will want so they know you are a serious buyer with a real offer! With a pre-approval letter, a Real Estate Agent will know the deal is not likely to fall through. They will also know what you can afford which makes it easier for them to help find the home you want. Allow Colonial Mortgage Service Company of America to help you along the path to home ownership!
We are a full-service licensed lender in Delaware, Maryland, New Jersey, Pennsylvania and Virginia. We offer a wide variety of loan products including:
Please give us a call, toll free, at 888-995-5133 and one of our Loan Officers will be more than happy to help you get started on your free mortgage pre-approval.